What credit reports are and why they matter

You have three credit reports, one from each of TransUnion, Equifax and Experian. Each report tells your credit story—from your first reported credit activity to the time the report is requested. Since getting a loan or low interest rates may depend on the story your credit reports tell, it’s important to make sure they have your credit story straight. Learn all about credit reports here.

How to read a credit report

You have a different credit report at each of the 3 national credit bureaus: TransUnion, Experian and Equifax. Each bureau’s report may have information from different sources reported at different times. If this sounds overwhelming, don’t worry. Read More

Your credit report is a gallery

Think of your photo gallery—you're adding new pictures all the time, right? And no single one of them sums up who you are. But together, they're a pretty good composite of your life. Well, the same goes for your credit report. Read More

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