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Manage your credit. Manage your life.(SM)
Maintain accuracy: Keeping your credit healthy and up-to-date.
STEP 1: Contact the creditor associated with the account
You should begin the dispute process by contacting
the creditor responsible for the inaccuracy.
You can find the contact information for each of your
creditors at the end of your credit report.
Your financial institutions will be able to correct most
minor errors over the phone and will prevent them
from being reported inaccurately in the future.
STEP 2: Contact each of the credit reporting agencies

While the TrueCredit Customer Service team can discuss your concerns with you, we are not a credit bureau and cannot correct the inaccuracy for you. Use the following links and information to help with your dispute:

You can quickly and easily .
You also can file a dispute via mail. We recommend using a certified letter and keeping
copies of any receipts and supporting documentation. Click here for a sample letter.

TransUnion
2 Baldwin Place
P.O. Box 2000
Chester, PA 19022

You can .
You can if you have an active Equifax credit
report file number.
You can also file a dispute with Equifax via mail.

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241

Please Note

The act of disputing doesn't guarantee that the changes will be made on your credit report - it just ensures that your dispute will be investigated. If changes are made you will be contacted by the credit reporting agencies - usually within 30 days.

TransUnion, Experian, Equifax
Dear Audrey,
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