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TransUnion, Experian, and Equifax Reports
Your credit bureau report is one tool lenders use to assess your creditworthiness. Your report includes personal information, public records, payment history, and other information that helps lenders, utility companies, landlords, insurers, and others gauge how responsible you are with credit. Having a good credit bureau report history can help you get more favorable terms on loans - potentially saving you thousands of dollars in interest and fees over time.
There are three primary credit reporting bureaus - TransUnion, Experian, and Equifax. Because these agencies collect data independently, each credit bureau report may contain different information. Lenders often use a combined credit bureau report to get the most comprehensive view of your credit history. A TrueCredit 3-in-1 Bureau Credit Report is the fast, easy way to see the same information that lenders and other credit grantors see. To learn more and to view your report, please follow this link: TrueCredit 3-in-1 Bureau Credit Report.
A 3-in-1 Credit Bureau Report contains the following types of information, as reported by TransUnion, Experian, and Equifax:
- Personal information (address, birth date, employer)
- Consumer statement
- Account histories
- Public records
- Inquiries
- Creditor contact information.
To learn more, click here: How to Read Your Credit Report (PDF) or view a sample 3-in-1 Credit Bureau Report.
At TrueCredit, you can also view your credit bureau report scores from each of the three credit bureaus. A credit score is a numerical sum based on the information contained in your credit bureau report. Learn more about credit scoring.
Viewing Your Credit Bureau Report
TrueCredit gives you the tools and information you need to successfully manage your credit. To get started, use the following links:
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